The first Social Security payments for 2025 will be received starting in January. When you receive your payment depends on your birth date, with some exceptions. However, if you received Social Security benefits before May 1997, or receive both Social Security and SSI, Social Security will be paid on the 3rd and SSI on the 1st. If your payment date falls on a federal holiday or weekend, you can expect to receive payment for that month on the immediately preceding weekday.
What will the average monthly Social Security check be in 2025?
Although the official COLA increase for 2025 has not yet been announced, Kiplinger economist David Payne estimates that the final percentage could be around 2.5%.
In August 2024, the average monthly Social Security check for all retirees was $1,920.48, according to the Social Security Administration (SSA). When this percentage goes into effect, recipients will see an annual increase of $576, or a monthly increase of $48.00, for a monthly benefit of $1,968.48. While you wait to hear more about the 2025 COLA, you can take a look at the average Social Security check size by age.
Subscribe Kiplinger’s personal finances
Be a smarter and more informed investor.
Save up to 74%
Sign up for Kiplinger’s free e-newsletter
Profit and prosper with the best expert advice on investing, taxes, retirement, personal finance and more – delivered straight to your email inbox.
Profit and thrive with the best expert advice – straight to your email inbox.
Schedule for payment of social security benefits in 2025
Based on the Social Security payment schedule for 2025, here are all confirmed payment dates for retirees:
| Date of birth on | MONTH | MONTH | MONTH |
|---|---|---|---|
| Date of birth on | January | February | march |
| 1. – 10. | Wednesday, January 8 | Wednesday, February 12 | Wednesday, March 12 |
| 11. – 20. | Wednesday, January 15 | Wednesday, February 19 | Wednesday, March 19 |
| 21. – 31. | Wednesday, January 22 | Wednesday, February 26 | Wednesday, March 26 |
| Date of birth on | April | May | June |
| 1. – 10. | Wednesday, April 9 | Wednesday, May 14 | Wednesday, June 11 |
| 11. – 20. | Wednesday, April 16 | Wednesday, May 21 | Wednesday, June 18 |
| 21. – 31. | Wednesday, April 23 | Wednesday, May 28 | Wednesday, June 25 |
| Date of birth on | July | August | September |
| 1. – 10. | Wednesday, July 9 | Wednesday, August 13 | Wednesday, September 10 |
| 11. – 20. | Wednesday, July 16 | Wednesday, August 20 | Wednesday, September 17 |
| 21. – 31. | Wednesday, July 23 | Wednesday, August 27 | Wednesday, September 24 |
| Date of birth on | October | November | December |
| 1. – 10. | Wednesday, October 8 | Wednesday, November 12 | Wednesday, December 10 |
| 11. – 20. | Wednesday, October 15 | Wednesday, November 19 | Wednesday, December 17 |
| 21. – 31. | Wednesday, October 22 | Wednesday, November 26 | Wednesday, December 24 |
Consider signing up for a My Social Security account
You can use a My Social Security Account to securely manage your personal Social Security information. If you’re concerned about mail theft or travel frequently, you can opt out of mail-in notifications and receive notifications online instead.
The account allows you to manage tasks such as requesting a replacement Social Security card, checking the status of an application, estimating future benefits, and receiving updates on the 2025 COLA. This account can also be used to update your direct deposit information and retrieve your Social Security Form 1099.
Related content
