More than 70 million people are waiting for the official approval of the new Increase in social security checks for 2025. According to the Social Security Administration, the new increase check will be issued in January under the 2025 Social Security payment schedule. To determine the amount of the payments, the Bureau of Labor Statistics should first release the official cost-of-living adjustment (COLA) increase next month. While we don’t know the final percentage, the Senior Citizens League (TSCL) has projected a COLA increase of between 2.73% and 3.2%. If you’re eligible to receive Social Security payments, be sure to learn about the newly reviewed payment dates for the coming year, as well as the projected payment amounts for all beneficiaries.
Social Security has announced the first payment date with an increase
The federal agency is responsible for providing five monthly payments. The first two payments are made to Old Age, Survivors, and Disability Insurance (RSDI) beneficiaries and Supplemental Social Income (SSI) programs on the first and third days of the month. Then, on the second, third, and fourth Wednesdays of each month, the SSA provides RSDI beneficiaries with three additional rounds of benefits, depending on each beneficiary’s birth date.
According to the Social security payment planthe first payment date, including the COLA increase, will be December 31 for Supplemental Security Income (SSI) program recipients. Because January 1 is a federal holiday, the federal agency will move that payment date to the preceding business day, which falls on Tuesday, December 31. As a result, SSI recipients will be the first Americans to receive the new Social Security checks, including the cost-of-living adjustment (COLA) increase for 2025. For more information on the confirmed payment dates with the new increase, see the table below:
Social Security checks with COLA increase | Monthly benefits (2025) | Criteria for the provision of monthly benefits |
SSI Benefits | No payments in January | As previously mentioned, these beneficiaries will receive their January benefits in advance on December 31. |
Retirees, survivors and disabled Americans (benefits received before May 1997) | January 3 (Friday) | Only those who applied for social security before this date are entitled to payments. |
Retirees, survivors and disabled Americans (benefits received after May 1997) | 8 January (Wednesday)
12 January (Wednesday) 22 January (Wednesday) |
Birthday: 1st-10th
Birthday: 11th-20th Birthday: 21st–31st |
How much will Social Security checks be increased for all financial and insurance programs in the United States?
Social Security benefits are determined by a number of factors, such as the recipients’ age, their employment history, the nature of their disability, and whether they are eligible for the SSDI programAfter a beneficiary becomes eligible for the program, the SSA calculates the monthly payment amount depending on his or her circumstances. The cost-of-living adjustment (COLA), which helps beneficiaries keep up with inflation, causes the benefit value to vary each year.
Since the official COLA increase for 2025 will not be announced until October, we would like to let you know how much your Social security contributions would increase assuming a 2.5% increase in monthly benefits. Keep in mind, however, that this is only an estimate of future increases in Social Security checks, as the final percentage, and therefore payment amounts, are subject to change.
Pension provision (plus 2.5%) | Survivor benefits (plus 2.5%) | SSDI benefits (plus 2.5%) | SSI benefits (plus 2.5%) |
Average: $1,948
Age 62: $2,778 Age 67: 3,918 USD Age 70: 4,995 USD |
Average: $1,543
Person: 1,817 USD 2 children: $3,744 |
Average: 1,575 USD
Blind recipients: $2,655 Maximum payout: 3,918 USD |
Average: $715
Individuals: $967 Couples: $1,450 Important person: $484 |